The Financial Services Authority (FSA) is an independent non-governmental body, given statutory powers by the Financial Services and Markets Act 2000.
The Financial Services and Markets Act gives us four statutory objectives:

Market Confidence: Maintaining confidence in the financial system Public Awareness: Promoting public understanding of the financial system Consumer Protection: Securing the appropriate degree of protection for consumers Reduction of Financial Crime: Reducing the extent to which it is possible for a business carried on by a regulated person to be used for a purpose connected with financial crime.

Circle Financial Services Limited authorised to sell :

Corporate	Personal
Employee Benefit Schemes Stakeholder Executive & Group Pensions Death In Service Cover Shareholder Protection Loan Protection Group Income Protection Keyman Protection	Investment & Tax Planning Inheritance Tax & Use of Trusts Pension Provision & Transfers Life & Critical Illness Insurance Income Protection (PHI) Long Term Care Provision Health Care Assurance Annuities Mortgages School & University Fees Planning

Personal Lines authorised to sell :

Household Buildings and Contents Holiday Homes (UK and Abroad) Motor & Motor Cycle Pleasure Craft Personal Accident Pet Insurance Caravan Travel Wedding Insurance Twins & Multiple Births Insurance

Circle Insurance Services Plc authorised to sell :

Property Damage, Business Interruption, Money Employers, Public and Products Liability Marine/Goods In Transit Directors and Officers Liability/Trustees Liability Credit Insurance Contractors All Risks Computer Fidelity Guarantee Engineering Business Travel Personal Accident Bonds Professional Indemnity Motor Employment Practices Liability